LoO0oong DuE...

Yesterday I had an important mission for En Hulk.. that is to pay the Car Insurance & to renew theCar Road Tax.... ok cuba teka bila road tax lama mati... teeetttt wrong! not next month... dia dah mati on Sunday, 30th October 2011... mampuih la aku kalau ada abg polih yg terbaca bloggy ni...(muahahaha)

Last year punya crita lg BEST, dah la beriya gila...3 months before dah p Bank nk renew roadtax... tp Bank xbagi...according to its policy, renewal cn only be submitted  at least 2 months before...hahaha... pastu bila dah 1 month before baru teringat...then p la Bank tu again...tup tup...ada SAMAN pulak!!! dahhh tak boleh renew roadtax for 1 year... dapat renew for 6months jer.... So the Bank pulangkan half of my money back... and ask me to settle my SAMAN first...then come back 2 months before the 6months end..OMG!!! such a complicated procedure!

(tak fasal-fasal kena renew 2 kali setahun...waduh..waduhhhh)

But this year pulak both of us are so damn buzy bee.... aaaa amekaww.. langsung xsempat nk p buat all those things...

So back to my story... En Hulk pun p la bayaq the Insurance which cost about RM498.60 (thanks to z' NCD... this year dah dpt 55%..YAHOOO!!) and then p Bank pulak, untuk buat Road Tax... Tapi ada bad news.. GRAN KERETA pulak is in PENANG... so the Bank's KL branch kena do the courier proses which might take 3-4 days gak la... Ujung minggu gak la kot baru I boleh dpt my new Roadtax....Oh SuGaR MaRooGeR!!!!!

Tapiiiii bak kata En Hulk.. as long as we don't drive at nite and we drive carefully meaning jgn jd samseng....dlm tempoh expired nih... Insya Allah... abg polih pun xhingin nk tengok kita.... apa tahlagi nak berkenalan and tulih surat cinta kt kita...hehehe 

One more advise from him... katala kita kena tahan gak ngn abg polih masa kita dlm tempoh expired ni.... xkira lah expired lesen or expired roadtax....

1. Jgn Panik! ACT COOL...
2. Keluarkan IC & Lesen.. tunjukkan sendiri yg ianya dah expired!!!  AND....
3. SMILE as cute as possible... (kalau dia mintak no fon pun bgi jer la no fon jiran sebelah umah ke sape ke...who cares, rite...janji xkena saman...ahaks!)

Yenneway, a lil' knowledge about Z' Car's NCD, No Claim Discount.. This discount is what we really need coz it will kurangkan amount Insurance keta kita every year masa kita nk renew nnt...Below are the fix discount rate (for personal carz) :

• After 1st Year         >>  0% No Discount
• After 2nd Year       >> 25% Discount
• After 3rd Year        >> 30% Discount
• After 4th Year        >> 38.33% Discount
• After 5th Year        >> 45% Discount
• 5th Year onwards>> 55% Discount

Just imagine if our Insurance is RM1,500 per year... to be able to get the 55% discount definitly help alot... (mcm bila kita tunggu SOGO sale just to buy a good cadar or just about anything, rite!)

Another good point to take note is that you can transfer your NCD from your old vehicle to the vehicle you are purchasing.. (provided that both old n new vehicle is under ur name)

For more information, feel free to visit the official Roadtax Website (here)